Samsung Kodex TRF5050 ETF (329660)

Overview

KS Bancorp, Inc. serves as a vital community bank holding company through its subsidiary, KS Bank, Inc. Founded in 1924 and based in Smithfield, North Carolina, the organization remains committed to delivering comprehensive banking services to both individual consumers and businesses. Emphasizing local community banking values, KS Bancorp, Inc. employs a customer-centric approach to offer tailored financial solutions that meet a wide array of financial needs.

Products and Services

• Personal Deposit Accounts: Includes checking, savings, money market, and individual retirement accounts, along with certificates of deposit. These offerings provide customers with a variety of options for managing their personal finances and saving for the future.
• Loan Products: Consists of vehicle, boat and marine, recreational, deposit/investment secured, student, debt consolidation, and home equity loans, as well as home equity lines of credit. This range enables individuals to finance significant purchases, consolidate debts, and leverage their home equity according to their needs.
• Credit Cards: KS Bancorp offers credit cards, providing clients with flexible credit facilities to meet their purchasing needs and manage cash flow effectively.
• Business Checking and Savings Accounts: Tailored towards businesses, these accounts offer firms the ability to manage their finances through a range of checking and savings options, accompanied by a payroll card accounts feature for streamlined employee payments.
• Construction Loans: Includes builders' speculative and pre-sale, alongside commercial builder loans. These products are designed to support construction projects, from residential developments to commercial properties.
• Commercial Loans: Offers equipment loans, facilities purchase, debt refinancing, and real estate loans. This variety supports businesses in acquiring the necessary assets and refinancing existing obligations to promote growth and operational efficiency.
• Lines of Credit: Provides solutions for seasonal cash needs, inventory financing, and receivables financing. These lines of credit are essential for businesses seeking flexible financing options to support their operational and growth-related cash flow requirements.
• Merchant, Payroll, Cash Management, and Remote Deposit Services: Offers businesses advanced services for handling transactions, managing payroll, overseeing cash flows, and depositing remotely, facilitating easier financial operations and management.
• Mortgage Services: Includes home purchases, home refinance, and construction/permanent loans. KS Bancorp assists clients in financing new homes, refinancing existing mortgages, and funding construction projects with tailored loan options.
• Wealth Management Services: Offers investment management, financial and retirement planning, trust and estate, and private banking services. Aimed at individuals seeking to manage and grow their wealth, these services provide a comprehensive suite of options for financial planning and asset management.