Postal Savings Bank of China Co., Ltd. (3YB)
XSTU 
Summary
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Postal Savings Bank of China Co., Ltd. Profile
| Banks Industry | Financials Sector | Xinzhuang Niu CEO | XSTU Exchange | CNE1000029W3 ISIN |
| CN Country | 196,779 Employees | 3 Jul 2026 Last Dividend | - Last Split | - IPO Date |
Overview
The Postal Savings Bank of China Co., Ltd. is a significant banking institution that primarily serves both retail and corporate customers across the People's Republic of China. Established in 2007 and operating as a subsidiary of China Post Group Corporation Limited, it is headquartered in Beijing. The bank distinguishes itself through its extensive range of banking products and services, facilitated by a network of directly operated and agency outlets. This institution also leverages modern digital banking platforms, including online, mobile, and self-service banking services, to enhance customer access and convenience.
Products and Services
- Personal Banking:
This segment caters to individual clients, offering a variety of deposit options such as demand, time, and foreign currency deposits alongside passbooks and certificates of deposits. Loan offerings include micro and personal pledged, as well as personal business loans. Additional services encompass payment and collection agency, various settlement and remittance options, exchange services, debit and credit cards, wealth management products, funds, and insurance agency services.
- Corporate Banking:
Focused on serving the business sector, this segment provides a suite of financial products including various forms of deposits and loans such as overdraft, pledge, syndicated, and real estate-related financing. Corporate banking also offers transaction services like check processing, promissory notes, and remittance services. Clients can benefit from cash management, trade finance, custody services, SME operating index analysis, corporate online banking, and a range of foreign currency and wealth management solutions.
- Treasury:
The Treasury operations encompass a broad spectrum of financial market services including interbank borrowings, repurchase agreements, investments in debt and equity instruments, and bond issuance. These services are crucial for managing the bank's own funds and for offering investment solutions to its clients.
