Infcurion Inc. (438A)

Infcurion is a financial technology (fintech) company headquartered in Tokyo, Japan, that specializes in embedded finance and payment processing solutions. Founded in 2006, Infcurion provides a Banking-as-a-Service (BaaS) platform designed to enable businesses from diverse industries—ranging from retailers to financial institutions—to integrate advanced payment and financial services directly into their own digital offerings. The company’s collaborative model uniquely bridges traditional financial services and modern technology by connecting banks, card issuers, and non-financial enterprises via API, allowing both parties to co-create and enhance financial experiences. Infcurion’s platform supports a broad spectrum of applications, including expense management, billing automation, branded payment, and loyalty programs, and currently processes over ¥2 trillion in annual transaction volume across more than 70,000 business clients nationwide. Notably, Infcurion has secured strategic alliances with major financial groups, reflecting its growing role as a core enabler of Japan’s ongoing financial digital transformation. While initially focused on the Japanese market, Infcurion’s technology and consulting services position it as a notable player in the global embedded finance ecosystem, supporting both B2B and B2C use cases.