MetroCity Bankshares Inc. (7IR)
XFRA 
NASDAQ (NGS) Primary XFRA Summary
7IR Chart
MetroCity Bankshares: Lackluster Valuation As Well As Earnings Outlook
Stable interest rates will likely keep the net interest margin steady this year. There haven't been any significant improvements in Georgia's housing market lately, so I'm expecting MCBS's residential loan growth to remain low. I'm expecting the EPS to grow by just 3% year-over-year to $2.58 in 2025.
MetroCity Bankshares Inc. (7IR) FAQ
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MetroCity Bankshares Inc. Profile
| Banks Industry | Financials Sector | Nack Young Paek CEO | XFRA Exchange | 59165J105 CUSIP |
| US Country | 317 Employees | 29 Jul 2026 Last Dividend | - Last Split | 19 Oct 2017 IPO Date |
Overview
MetroCity Bankshares, Inc. serves as the bank holding company for Metro City Bank, focusing on providing a wide range of banking products and services throughout the United States. Established in 2006 and headquartered in Atlanta, Georgia, the company prides itself on offering both standard and specialized banking services tailored to meet the needs of its consumers and commercial clients. Through a commitment to excellence and a customer-first approach, MetroCity Bankshares, Inc. aims to deliver financial solutions that empower individuals and businesses alike.
Products and Services
- Banking Accounts:
Includes consumer and commercial checking accounts, savings accounts, money market accounts, and certificates of deposit, providing a variety of options for managing money securely and effectively.
- Loan Services:
Offers a comprehensive suite of loans such as single family residential loans, construction and development loans, owner and non-owner occupied commercial real estate loans, letters of credit, and commercial and industrial loans. Additionally, the company specializes in residential mortgage loans and SBA loans, catering to a wide range of borrowing needs.
- Online and Mobile Banking:
Facilitates access to account balances, online transfers, and bill payment services, along with electronic delivery of customer statements. The mobile banking solutions include features like remote check deposit and mobile bill pay, enhancing accessibility and convenience for users on-the-go.
- ATM and Telephone Banking:
Provides automated teller machines and telephonic banking services for easy and convenient access to banking services without the need for internet access.
- Debit Cards and Direct Deposits:
Offers debit cards for checking account customers alongside direct deposit services, enabling easy and secure access to funds and streamlined transaction processing.
- Treasury Management Services:
Includes specialized services such as wire transfer, automated clearing house, and stop payments services tailored for effective financial management and operations for business clients.
- Cash Management Deposit Products:
Offers advanced solutions like remote deposit capture, positive pay, zero balance accounts, and sweep accounts, designed to optimize financial operations and liquidity management for businesses.
