Premia Finance S.p.A. (81U)

Overview

Premia Finance S.p.A. is a distinguished credit mediation entity operating within Italy, focusing on a broad array of financial services aimed at addressing the diverse needs of its clientele. Since its inception in 2011, the company has established itself firmly in the Italian market, with its headquarters located in Catania, Italy. An integral part of the Premia Holding S.R.L. family, Premia Finance S.p.A. boasts a widespread presence across the country. This is achieved through its physical footprint, consisting of two direct branches situated in Catania and Reggio Calabria, alongside a network of approximately 30 indirect branches. Additionally, the company's reach is extended through the engagement of approximately 100 credit consultants, ensuring a broad geographic coverage and personalized service to its customers.

Products and Services

• Employee Loans:

  Financial assistance provided to employees, enabling them to obtain loans directly through their workplace. This product is tailored to offer a convenient and accessible option for credit directly to those with stable employment, facilitating easier loan conditions and repayments.

• Assignment of the Fifth of the Pension:

  This service targets pensioners, allowing them to obtain loans by allocating up to a fifth of their monthly pension towards loan repayments. It provides a secure loan repayment plan, ensured by the predictable nature of pension incomes.

• Loan with Proxy:

  Also known as a double fifth, this type of loan complements the assignment of the fifth by permitting a borrower to allocate another portion of their salary or pension, up to a fifth, for loan repayment. It broadens the borrowing capacity for individuals, especially beneficial for those requiring larger loan amounts.

• Mortgages:

  Conventional mortgage products for purchasing, constructing, or renovating properties. Premia Finance caters to both residential and commercial clients, offering tailored financing solutions to meet various property investment needs.

• Personal Loans:

  Unsecured loans that provide flexibility for a range of personal expenses, from travel and weddings to educational fees and home improvement projects. These loans do not require collateral and are based on the creditworthiness of the borrower.

• Insurance:

  A variety of insurance products, including, but not limited to, life, property, and health insurance. These offerings aim to protect the financial well-being of clients against unforeseen circumstances and events.

• Advance TFS (End of Service Treatment):

  Specialized financial service providing early access to the severance package employees are entitled to receive at the end of their service. This advance provides liquidity for immediate financial needs, leveraging future severance benefits as collateral.