Perak Corporation Berhad (8346)

Overview

The Toho Bank, Ltd. is a comprehensive financial institution headquartered in Fukushima, Japan. Established in 1941, the bank offers a broad range of banking products and services catering to both individual and corporate customers within Japan. It is engaged in providing traditional banking services, including various deposit accounts and lending options, as well as financial consultancy, asset management, and insurance products. The Toho Bank, Ltd. utilizes a combination of traditional and digital banking platforms to meet the evolving needs of its clientele, positioning itself as a key player in Japan's financial landscape.

Products and Services

The Toho Bank, Ltd. provides a comprehensive suite of financial products and services, detailed as follows:

• Banking Accounts: Offers general accounts for individuals, including ordinary and fixed deposits, along with foreign currency-denominated deposits and ordinary deposit services.
• Cards: Provides IC cash cards, debit cards, and credit cards to facilitate everyday transactions.
• Loans: Offers a variety of loans including housing, auto, education, refinance, medical, and card loans to meet the diverse needs of its clients.
• Insurance: Provides a range of insurance products such as single and level premium whole life, medical/cancer, personal pension, educational, internet-only, mortgage loan fire, and income guarantee/term insurance.
• Investment Products: Offers government bonds for individuals, medium term, and long-term government bond products to cater to individual investment needs.
• Pension Services: Offers individual defined contribution and national pension fund services to support retirement planning.
• Inheritance and Trust Services: Provides services related to inheritance and trust for estate planning and management.
• Remittance and Business Support Services: Offers overseas remittance and business support services to facilitate international transactions and business operations.
• Savings and Mobile Banking: Introduces "finbee," an automatic savings service, alongside comprehensive mobile banking services for flexible financial management.
• Securities and Asset Management: Engages in securities trading and asset management through WealthNavi, providing clients with options for investment and wealth accumulation.
• Insurance Consulting: Provides insurance consulting services to help clients choose the right insurance products according to their needs.
• Corporate Services: Offers loans, fund management, and management consulting services, including advice on business succession, mergers and acquisitions, initial public offerings, and corporate pension systems to corporate clients.