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Coastal Financial Corporation is rated a buy, leveraging a scalable Banking-as-a-Service (BaaS) model with 20+ fintech partners and accelerating fee-based growth. CCB's BaaS segment is driving over 30% net revenue growth, with management signaling continued expansion and disciplined partner onboarding. I assign CCB a $110 price target (19x PE, 0.7x PEG), reflecting its lower-risk, diversified fintech service profile and potential for 30%+ EPS growth.
Shares of Dave, Inc. (DAVE) up 108% since first outlier inflow in May 2025.
| Software Industry | Information Technology Sector | Jason Wilk CEO | XFRA Exchange | US23834J2015 ISIN |
| US Country | 280 Employees | - Last Dividend | 6 Jan 2023 Last Split | - IPO Date |
Dave Inc. is a dynamic entity in the financial services industry, offering an advanced platform that caters to a diverse set of financial needs. Established in 2015, the company has positioned itself as a forward-thinking provider of financial products and services aimed at enhancing the financial health of its members. Headquartered in the vibrant city of Los Angeles, California, Dave Inc. leverages technology to empower individuals with tools and resources to better manage their finances, achieve budgeting goals, and seek financial stability.
A comprehensive personal financial management tool designed to assist members in effective budgeting, and in the oversight of income and expenses. This service empowers users to take control of their finances through proactive management and planning.
An innovative short-term liquidity solution that offers members an opportunity to advance funds into their accounts via the Automated Clearing House (ACH) network. This feature is particularly valuable for users seeking to avoid fees typically associated with traditional cash advance services.
A dedicated job application portal that enables members to find supplemental or temporary employment opportunities. This service is aimed at those looking to increase their income through part-time work, freelance jobs, or other flexible employment options.
A feature within the Dave mobile application that allows members to participate in paid surveys. This offers users a unique way to earn money by sharing their opinions on various topics, contributing to market research while financially benefiting from the process.
An all-digital checking and demand deposit account that signifies Dave's venture into the banking sector. This service provides members with a modern banking solution, encompassing the flexibility and accessibility expected from a digital-first financial institution.