Aadhar Housing Finance Ltd. (AADHARHFC)

Overview

Aadhar Housing Finance Limited is an affordable housing finance company focusing on assisting individuals in India with their housing finance needs. Commencing its operations as DHFL Vysya Housing Finance Limited in 1990, the company transitioned to its current name, Aadhar Housing Finance Limited, in August 2017. Based in Mumbai, India, Aadhar Housing Finance caters to a wide audience, including individuals, companies, corporations, societies, and associations of persons. This broad range of clientele reflects the company's versatile financial solutions tailored to the diverse needs of its customers. Owned by Bcp Topco VII Pte. Ltd., Aadhar Housing Finance Limited stands out as a significant player in India's housing finance sector, offering a substantial portfolio of products and services designed to address the various dimensions of housing finance.

Products and Services

• Home Loans:

  A primary offering of Aadhar Housing Finance Limited, home loans are provided to individuals looking to purchase homes. Catering to a wide range of customers, these loans are designed with affordability in mind, making it easier for borrowers to achieve their dream of homeownership.

• Home Improvement, Construction, and Extension Loans:

  These loans are tailored for homeowners interested in renovating, extending, or constructing their properties. Whether it's a fresh look, additional space needed, or constructing a home from the ground up, Aadhar Housing has customizable financial solutions.

• Loans for Plot Purchase and Construction:

  Targeted at individuals planning to build their homes step by step, starting with a plot purchase, these loans facilitate the dual need for buying the plot and funding the subsequent construction.

• Loan Against Residential/Commercial Property:

  A versatile option for borrowers needing funds by leveraging their existing residential or commercial properties. It offers a flexible way to access capital, which can be used for various personal or business purposes.

• Balance Transfer and Top Up Loans:

  Designed for customers looking to transfer their existing loans for better terms or needing additional funding atop their current loans. This service offers financial optimization and additional funds for broader requirements.

• Loans for Purchase/Construction of Non-Residential Property:

  These loans address the needs of individuals or entities aiming to purchase or construct commercial spaces, such as offices, shops, or other non-residential properties, facilitating the expansion of business operations or investment in commercial real estate.

• Manpower Services:

  Aadhar Housing Finance also extends beyond financial products to offer manpower services, showcasing its versatility in addressing the varied needs of its clients.

• Property and Financial Instrument Dealings:

  The company engages in dealing with properties and other financial instruments, providing options for investment and financial maneuvering beyond traditional housing finance services.

• Other Financial Services:

  A broad category that encapsulates various other financial solutions offered by Aadhar Housing Finance, tailored to meet the diverse and evolving needs of its clientele. These services further cement the company's role as a comprehensive financial partner for individuals and entities alike.