PT Adira Dinamika Multi Finance Tbk (ADMF)

Overview

PT Adira Dinamika Multi Finance Tbk, founded in 1990 and headquartered in Jakarta Selatan, Indonesia, is a leading provider of various financial services. Specializing in consumer financing, murabahah financing, and finance leasing services, the company caters to a wide range of financial needs in Indonesia. Adira Finance, as it is commonly known, extends its offerings to include sharia-compliant financing, showcasing its adaptability to diverse financial requirements and preferences. Operating as a subsidiary of PT Bank Danamon Indonesia Tbk, Adira Finance has established a significant presence in the financial sector, underscoring its commitment to providing reliable and accessible financial services.

Products and Services

• Consumer Financing

  Adira Finance provides loans to individuals for purchasing consumer goods such as electronics, home appliances, and vehicles. This service facilitates customers in acquiring high-value items through manageable repayment plans, making it easier for them to afford what they need or desire without paying the full price up front.

• Murabahah Financing

  This is a Sharia-compliant financing method where Adira Finance purchases the goods and sells them to the customer at a profit margin agreed upon in advance. Murabahah financing is an ethical option for customers seeking financing solutions in line with Islamic principles, offering transparency and fairness in transactions.

• Finance Leasing

  Adira Finance's leasing services provide an alternative financing option for acquiring assets such as vehicles and machinery without the immediate need for full payment. Through leasing, customers can use these assets by paying a fixed monthly lease payment, with the option to purchase the asset at the end of the lease term.

• Sharia Financing
  • Investment Financing

    This service offers financial support for business investments in a manner compliant with Islamic law. It is designed to help businesses grow by financing the acquisition of assets or expansion projects without compromising on the principles of Sharia.

  • Working Capital Financing

    To support daily business operations and short-term financial needs, Adira Finance provides working capital financing following Sharia principles. This helps businesses manage cash flow efficiently, ensuring they have the necessary funds to cover operational costs and sustain growth.

  • Multipurpose Financing

    This flexible financing solution caters to various personal and business needs, including but not limited to home renovation, education, and health expenses, all in accordance with Sharia law. It allows for a more personalized financing service that meets the specific needs of each customer.

  • Other Financing Business

    Adira Finance also offers a range of other Sharia-compliant financial services designed to meet the diverse and evolving needs of its clients. This includes services tailored for specific sectors or purposes, ensuring inclusivity and accessibility for all customers seeking ethical financing solutions.