Agesa Hayat ve Emeklilik A.Ş. (AGESA)

Overview

AgeSA Hayat ve Emeklilik Anonim Sirketi operates within the pension and life insurance sectors in Turkey, offering a comprehensive array of policies and savings products tailored to various customer needs. Previously known as AvivaSA Emeklilik ve Hayat A.S., it underwent a name change to AgeSA Hayat ve Emeklilik Anonim Sirketi in August 2021. Since its establishment in 1941, the company has solidified its presence in the Turkish insurance market, with headquarters in Istanbul, Turkey. AgeSA commits to providing financial security through a wide spectrum of life insurance and pension plans, catering to both individual and corporate clients.

Products and Services

• Credit-Linked and Non-Credit-Linked Life Policies

  AgeSA offers life insurance policies that can either be linked to credit (usually securing loans or mortgages) or not linked to any credit. This range includes:

  • Term Life Insurance: Provides coverage for a specified period, offering financial protection against mortality.
  • Return of Premium: Offers a refund of premiums paid if the insured survives the policy term, combining security and investment benefits.
  • Critical Illness: Pays out a lump sum on the diagnosis of specified illnesses, helping cover treatment costs and financial disruptions.
  • Unemployment Insurance: Provides financial support during periods of involuntary unemployment.
• Life Savings Products

  These products are structured to accumulate savings over a contract period, providing options for both risk protection and investment. They aim to cater to long-term financial planning needs, including retirement savings.

• Disability, Death, and Accident Coverage

  AgeSA covers a broad spectrum of personal risks, offering protection against disability, death, and medical expenses arising from accidents. This ensures comprehensive coverage, safeguarding clients and their families from unforeseen events and financial strain.

• Individual and Corporate Pension Plans

  The company designs flexible pension plans suitable for individuals and businesses, focusing on creating a financially secure retirement. These plans allow for the accumulation of wealth over time, with a variety of fund options to cater to different risk appetites and investment goals.

• Funds and Fund Consultancy Services

  AgeSA provides an extensive range of fund options for investment and savings purposes. Additionally, it offers consultancy services, helping clients make informed decisions to match their financial goals with suitable investment opportunities.