American Century Investments One Choice® Portfolio: Conservative Class (AOCIX)

Overview

The investment strategy is designed to optimize total return, balancing a mix of asset classes and investment styles by allocating funds across a diversified portfolio of American Century Investments mutual funds. This approach targets a comprehensive investment strategy, focusing on fixed-income securities and short-term investments while also engaging in equity markets to ensure growth potential. The strategic distribution aims at 45% investment in stock-based funds, 49% in bond-based funds, and 6% in cash equivalents, creating a blend designed to manage risk and capitalize on various market conditions.

Products and Services

• Equity Securities Investments

  This service dedicates around 45% of its assets to underlying funds that specialize in stock investments, making it a substantial component of its growth strategy. By investing in a mixture of domestic and potentially international stocks, this portion aims to leverage market upswings for capital gains.

• Fixed-Income Securities Investments

  Accounting for 49% of the portfolio, this service focuses on investments in bond funds. The goal is to provide steady income and mitigate risk, making it an essential aspect of the fund’s strategy to ensure a balanced and diversified investment approach that can withstand market volatility.

• Short-term Investments

  With 6% of its assets invested in cash equivalents and short-term securities, this part of the portfolio is designed for liquidity and safety. It ensures the fund has sufficient cash flow to rebalance and take advantage of new investment opportunities as they arise, while also serving as a buffer against market downturns.