AS LHV Group (ASU0)

Overview

AS LHV Group is an Estonian financial services company with a broad range of banking products and services targeting both private and business customers. Founded in 1999 and headquartered in Tallinn, Estonia, the company has expanded its operations to include the United Kingdom. AS LHV Group operates through several segments, including Retail Banking, Corporate Banking, Asset Management, Hire Purchase and Consumer Finance, Financial Intermediaries, and Insurance. These diverse segments enable AS LHV Group to cater to a wide variety of financial needs, providing comprehensive banking solutions to its clients.

Products and Services

• Banking Services:

AS LHV Group offers demand and fixed-term deposits, catering to different savings preferences. Its specialty accounts include pension investment, growth, startup, and securities accounts, along with solutions for specific needs like cash pool, foreign exchange, and accounts for children, entrepreneurs, and non-residents.

• Loans:

The company provides a broad spectrum of loan products ranging from private loans for home, consumer, refinancing, and other personal needs, to corporate loans designed for micro enterprises, providing overdraft, working capital, and investment financing. It also offers solutions for the acquisition of a company and apartment association loans.

• Leasing and Hire Purchase:

AS LHV Group facilitates the acquisition of assets through its leasing and hire purchase services, enabling customers to finance vehicles and equipment conveniently.

• Financial Guarantees:

It provides financial guarantees and services such as letters of credit, documentary collection, and factoring services, supporting business customers in their trade and financing activities.

• Insurance Products:

The group offers a comprehensive range of insurance products including home, casco, motor third-party liability, dwelling, equipment, vehicle warranty, machinery, health, and travel insurance, catering to both personal and business insurance needs.

• Asset Management:

AS LHV Group's asset management services offer pension investment accounts, micro investments, trading and brokerage services, and portfolio management, helping clients to grow their wealth through investment.

• Financial Intermediaries:

Through its financial intermediaries segment, the company provides specialized services like investment advice, virtual cards, and micro donation services, facilitating unique financial transactions and advice.

• Additional Services:

In addition to its core offerings, AS LHV Group provides value-added services such as private and business banking, payments and e-invoices, mobile banking, and ATM services to ensure a comprehensive banking experience for all customers.