1895 Bancorp of Wisconsin Inc. (BCOW)

Overview

1895 Bancorp of Wisconsin, Inc. serves as the parent company of PyraMax Bank, FSB, offering a wide array of financial services to both commercial and retail clients. The institution prides itself on a rich history since its inception in 1892, with its headquarters located in Greenfield, Wisconsin. Through its subsidiary, 1895 Bancorp of Wisconsin, Inc. aims to fulfill the financial needs of its customers by providing comprehensive banking solutions, insurance products, and wealth management services.

Products and Services

• Banking Accounts:

  Includes a variety of checking, savings, certificate of deposits, and individual retirement accounts tailored to meet the needs of individual and business clients. These accounts are designed to offer customers flexibility, savings opportunities, and ease of money management.

• Loan Products:

  Offers a comprehensive range of loan options, including:

  • One- to four-family residential real estate loans for homeowners and investors.
  • Construction loans for residential real estate, providing financing solutions for building projects.
  • Commercial real estate loans to support the acquisition, development, and construction of commercial properties.
  • Land development loans that fund the purchase and development of land for both residential and commercial use.
  • Commercial loans and lines of credit secured by business assets (excluding real estate), catering to the operational and expansion needs of businesses.
  • Mortgages for individuals looking to purchase or refinance their homes.
  • Consumer loans, including home equity lines of credit, automobile loans, and loans for recreational vehicles, designed for personal financing needs.

• Insurance and Risk Products:

  Provides insurance and risk management products tailored for both personal and business needs, ensuring clients are protected against unforeseen circumstances.

• Credit Cards:

  Offers a range of credit cards to suit different spending habits and financial needs, providing flexibility and benefits to users.

• Overdraft Services:

  Designed to offer customers peace of mind, ensuring transactions are covered even when accounts run low, with protections in place to manage the incidences of overdrafts effectively.

• Business Banking Solutions:

  Includes business online banking, automated clearing house (ACH) transfers, remote deposit capture, local lockbox, merchant services, and wire transfers. These services are designed to streamline financial operations, improve cash flow management, and enhance the banking experience for business customers.

• Investment and Wealth Management:

  Offers investment, wealth management, and retirement planning services, assisting clients in growing their wealth, managing investments effectively, and planning for a secure financial future.