Bank Negara Indonesia (Persero) Tbk (BKE1)
XSTU 
Summary
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Bank Negara Indonesia (Persero) Tbk Profile
| Banks Industry | Financials Sector | Putrama Wahju Setyawan CEO | XSTU Exchange | ID1000096605 ISIN |
| ID Country | 28,378 Employees | 25 Mar 2026 Last Dividend | 3 Dec 2010 Last Split | - IPO Date |
Overview
PT Bank Negara Indonesia (Persero) Tbk, commonly known as BNI, is a significant financial institution in Indonesia that extends its banking products and services locally and internationally, including in New York, Europe, and Asia. Founded in 1946, BNI operates across various segments, including Corporate & International Banking, Institutional Banking, Enterprise & Commercial Banking, Consumer Banking, Treasury, Head Offices, and Subsidiaries. This wide range allows BNI to serve an extensive range of customers, from individuals to large corporations. Headquartered in Jakarta Pusat, Indonesia, BNI has grown to become a key player in the Indonesian banking sector, offering innovative financial solutions tailored to the diverse needs of its clients.
Products and Services
- Savings Account, Savings Plan and FIPF
Offers secure and convenient saving options for individuals with competitive interest rates, including specialized savings plans and the Fixed Income Portfolio Funds (FIPF) to cater to different savings goals.
- Loans
Provides a variety of loan products, including personal loans, home mortgages, and business loans, designed to fulfill the financing needs of individuals and enterprises of all sizes.
- Credit Cards
Features a range of credit card options with various benefits and rewards tailored to meet consumer lifestyle and financial requirements.
- Simulation Services
Offers financial simulation services to help customers project their savings growth, loan repayments, and investment returns, aiding them in making informed financial decisions.
- Business Banking and Funding
Provides comprehensive business banking solutions, including funding services to support the operational and expansion needs of businesses.
- Lending and International Trade Financing
Offers lending options and specialized international trade financing solutions to facilitate global trade activities for businesses.
- Financial Institution Products
Delivers tailored products and services designed for financial institutions, including smart remittances and foreign direct investment services.
- Treasury Products
Provides a suite of treasury products, including foreign exchange, government securities, and interest rate derivatives to help manage financial risks and investments.
- Solusi Wholesale Services
Offers wholesale banking services specially designed for large corporations and institutions, including cash management, trade services, and fund transfers.
- E-Banking Services
Includes a comprehensive range of electronic banking services such as ATM, phone banking, SMS banking, mobile banking, & mobile services, enhancing banking convenience and accessibility.
- QRIS and Digital Solutions
Features digital payment solutions like BNI ipay, BNI Smartpay, and QRIS to facilitate secure and convenient transaction processing for both consumers and businesses.
- Wealth Management Services
Offers wealth management solutions, catering to the investment and wealth preservation needs of clients through customized financial planning and advisory services.
- Insurance, Financing, Securities, and Venture Capital Services
Provides comprehensive financial products including life insurance, corporate financing, securities trading, and venture capital investment to support the diverse needs of clients.
