Meeder Balanced Fund Institutional Class (BLNIX)

Overview

The fund is a versatile investment vehicle that focuses on a diversified investment strategy, involving a mix of equities and fixed income securities. Its primary investments include common and preferred stocks, which offer the potential for capital growth and income. Additionally, the fund extends its reach into fixed income securities to provide stability and hedge against market volatility. By investing in a variety of underlying funds such as domestic and foreign mutual funds, exchange-traded funds (ETFs), closed-end funds, and unit investment trusts, the fund leverages a broad spectrum of opportunities in both the domestic and international markets. This strategic approach aims to optimize returns while managing risk by maintaining a balanced allocation between equity and fixed income investments, adhering to a policy of investing a minimum of 30% and a maximum of 70% of its net assets in equity securities or underlying funds that focus on equity investments.

Products and Services

The fund provides a range of investment products and services designed to meet the varying needs of investors, characterized by its diversified investment approach:

• Common and Preferred Stocks:

  These equity investments represent shares in companies, offering investors potential capital growth and dividends. Preferred stocks additionally provide fixed dividends and have priority over common stocks in dividend payments.

• Fixed Income Securities:

  This category includes bonds and other debt instruments that pay regular interest, contributing to income generation and portfolio stability. Fixed income securities are an essential part of the fund's strategy to balance growth with risk management.

• Investment in Underlying Funds:

  The fund invests in a diverse range of underlying funds, including:

  • Domestic and Foreign Mutual Funds: These funds pool money from many investors to invest in a diversified portfolio of stocks, bonds, or other securities, both in the U.S. and internationally.
  • Exchange-Traded Funds (ETFs): ETFs are investment funds traded on stock exchanges, much like stocks, known for their high liquidity and lower expense ratios.
  • Closed-End Funds: Unlike open-end mutual funds, closed-end funds have a fixed number of shares and are traded on the stock exchange.
  • Unit Investment Trusts (UITs): UITs offer investors shares or units in a fixed portfolio of securities for a specific period, typically focused on bonds or a specific set of stocks.

  Through these investments, the fund aims to capture diverse market opportunities and manage risk by spreading its investments across various asset classes and geographical locations.

• Equity Securities Allocation:

  The fund maintains a flexible allocation strategy with a minimum of 30% and a maximum of 70% of its net assets in equity securities or underlying funds that invest in equity securities. This strategy aims to balance the potential for higher returns associated with equities with the need for risk management and income generation through fixed income securities and other investments.