Investors with an interest in Banks - West stocks have likely encountered both Bank of Hawaii (BOH) and East West Bancorp (EWBC). But which of these two stocks presents investors with the better value opportunity right now?
Bank of Hawaii has seen its earnings surge near 40% this year, driven by a healthier net interest margin. Pressure on funding costs may weigh a touch from here, but BOH's significant stock of legacy fixed-rate assets offers plenty of scope for more margin expansion. BOH's loan book is largely secured by real estate at low loan-to-value ratios, resulting in less credit risk than the average bank.
Bank of Hawaii's Q2 results benefit from higher NII, margin expansion and loan growth. However, shares plunge 4.7% as fee income and deposit balances decline.
| Banks Industry | Financials Sector | James C. Polk CEO | NYSE Exchange | US0625401098 ISIN |
| US Country | 1,877 Employees | 31 Aug 2026 Last Dividend | 15 Dec 1997 Last Split | 7 Sep 1984 IPO Date |
Bank of Hawaii Corporation serves as the parent company for Bank of Hawaii, providing a wide array of financial services across Hawaii, Guam, and other Pacific Islands. Founded in 1897 with its headquarters in Honolulu, Hawaii, the company operates through three distinct segments: Consumer Banking, Commercial Banking, and Treasury and Others. Through these segments, Bank of Hawaii Corporation caters to a diverse clientele ranging from individuals and families to corporations and government entities, offering tailored financial solutions to meet their specific needs.
Addresses the financial needs of individuals and families, offering products such as checking, savings, and time deposit accounts. It also extends various loan types including residential mortgage loans, home equity lines of credit, automobile loans and leases, and small business loans, among other services. Beyond essential banking solutions, it offers investment, credit, and trust services for private and international clients, institutional investment advisory services, and brokerage offerings.
Focuses on meeting the demands of middle-market to large companies and government entities. This includes providing corporate banking services, commercial real estate loans, commercial lease financing, and auto dealer financing. It also offers deposit products tailored to the needs of these entities, in addition to specialized services such as international banking and merchant services.
Offers corporate asset and liability management services. This encompasses managing the company's interest rate risk and providing foreign exchange services, among other treasury functions, aimed at optimizing the company’s financial health and risk management strategies.