Total outstanding loans grew 11.5% year over year in the third quarter. Net interest margin expanded 9 basis points to 3%.
BOK Financial Corporation ( BOKF ) Q3 2026 Earnings Call October 20, 2026 1:00 PM EDT Company Participants Heather Worley - Senior VP & Director of Investor Relations Stacy Kymes - CEO, President & Director Scott Grauer - Executive Vice President of Wealth Management Martin Grunst - Executive VP & CFO Conference Call Participants David Chiaverini - Jefferies LLC, Research Division Michael Rose - Raymond James & Associates, Inc., Research Division Jon Arfstrom - RBC Capital Markets, Research Division Peter Winter - D.A. Davidson & Co., Research Division Edward Najarian - Hovde Group, LLC, Research Division Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Terence McEvoy - Wells Fargo Securities, LLC, Research Division Matt Olney - Stephens Inc., Research Division Brett Rabatin - StoneX Financial, Inc., Research Division Presentation Operator Welcome to BOK Financial Corporation's Third Quarter 2026 Earnings Conference Call.
BOK Financial NASDAQ: BOKF reported third-quarter 2026 net income of $159.9 million, or $2.64 per diluted share, as loan growth and net interest margin expansion helped offset pressure on market-sensitive fee businesses caused by rising long-term interest rates.
BOK Financial is upgraded to Buy, as recent price weakness contrasts with robust operational performance and improved valuation metrics. BOKF posted Q3 2026 GAAP EPS of $2.64, beating consensus by 4.3%, with year-to-date net income up 29.8% versus 2025. Double-digit loan growth (11.5% YoY) and strong asset quality offset sector concentration and geographic risks in Texas and Oklahoma.
While the top- and bottom-line numbers for BOK Financial (BOKF) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
BOK Financial (BOKF) came out with quarterly earnings of $2.64 per share, beating the Zacks Consensus Estimate of $2.54 per share. This compares to earnings of $2.22 per share a year ago.
BOK Financial Corporation (BOKF) is upgraded to a very soft ‘buy' due to improved metrics and analyst optimism. BOKF's net interest margin and profitability have increased, with net profits rising from $140 million to $176.5 million. Uninsured deposit exposure remains high at 53.2%, but asset quality is strong with only 0.23% non-performing loans.
Get a deeper insight into the potential performance of BOK Financial (BOKF) for the quarter ended September 2026 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.
BOK Financial (BOKF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
BOK Financial (BOKF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does BOK Financial (BOKF) have what it takes?
BOK Financial Corporation BOKF has been expanding its revenue base through growth in net interest income (NII) and diversified fee-income streams. The company's revenues witnessed a three-year (2022-2025) CAGR of 5.5% and increased 10.2% year over year in the first half of 2026.