Bank of the Philippine Islands - Unsponsored ADR (BPHLY)
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Bank of the Philippine Islands (BPHLY) Q3 2025 Earnings Call Transcript
Bank of the Philippine Islands (OTCPK:BPHLY) Q3 2025 Earnings Call October 30, 2025 4:00 AM EDT Company Participants Jose Teodoro Limcaoco - President, CEO & Director Eric Roberto Luchangco - CFO & Chief Sustainability Officer Ginbee Go Jenelyn Zaballero Lacerna - Senior Vice President of Mass Retail Maria Marcial-Javier - Executive VP & President & CEO of BPI Wealth - A Trust Corporation Luis Geminiano Cruz - Head of Institutional Banking Conference Call Participants Daniel Andrew Tan - JPMorgan Chase & Co, Research Division Presentation Operator [Audio Gap] Good afternoon, ladies and gentlemen. Welcome to our earnings call to discuss BPI's results for the third quarter and 9 months of 2025.
Bank of the Philippine Islands downgraded to Neutral from Buy at Citi
Citi downgraded Bank of the Philippine Islands to Neutral from Buy with a price target of PHP 133, down from PHP 159. The firm sees most earnings headwinds for the bank if the central bank of the Republic of the Philippines removes fees on small transfers.
