Innovator Laddered Allocation Buffer ETF (BUFB)

Overview

This investment fund focuses on employing a strategy known as "laddered" investing through its allocation in exchange-traded funds (ETFs) that constitute the index it follows. It commits at least 80% of its net assets, which includes any borrowed for investment, into ETFs that comprise the index. The concept of "laddered" investing is central to its approach, designed to mitigate timing risks by investing across several similar securities with staggered reset dates, rather than focusing on a single investment. This approach aims to provide a more stable and potentially less volatile investment experience. Despite its focus on a strategy that spreads investment across various ETFs, it is classified as non-diversified, meaning it may invest more of its assets in fewer issuers than a diversified fund.

Products and Services

• ETF Investments

The fund primarily invests in a range of ETFs that collectively form an index, aiming to mirror or exceed the index's performance. This method allows investors to gain exposure to a variety of market segments, industries, or asset classes through a single investment. The ETFs selected are part of a strategy that seeks to offer the benefits of "laddered" investing, providing a layer of risk mitigation against the timing of investments.

• Laddered Investing Strategy

This strategy is the core of the fund's investment philosophy. By allocating investments across multiple ETFs with different reset dates, the fund aims to reduce the risk associated with the timing of investing in a single security or market. This diversification across time can help smooth out the impacts of market volatility, potentially leading to more consistent investment returns over time.