Capital Small Finance Bank Ltd. (CAPITALSFB)

Overview

Capital Small Finance Bank Limited, an institution that specializes in providing a comprehensive array of banking and financial services, caters to the diverse needs of individuals and businesses across India. Since its inception in 1999 with headquarters in Jalandhar, India, the bank has steadily grown to offer services across four main segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Initially known as Capital Local Area Bank Limited, it rebranded to its current name in April 2016, reflecting its expanded scope and commitment to supporting small finance needs.

Products and Services

• Savings and Current Accounts, and Term Deposits: Offering a variety of accounts for managing personal or business finances, including specialized REA (Real Estate Regulatory Authority) accounts.
• Bank and Safe Deposit Lockers; Debit Cards: Safekeeping services and debit cards for secure and convenient access to funds.
• NRE/NRO Deposits: Designed for non-resident Indians to manage their income earned in India and abroad.
• Trade Finance; Bank Guarantees: Support for businesses in managing international trade transactions and securing contracts through bank guarantees.
• 3-in-1 Demat Cum Trading Account: A comprehensive account facilitating the seamless trading and holding of securities.
• Payment Gateway Services; E-Hub Education Solutions Fee Collection Services: Digital solutions for processing payments and collecting educational institution fees.
• Bill and Tax Payment Services: Convenient platforms for the timely payment of various bills and taxes.
• Point of Sales Services; Foreign Exchange and Money Transfer Services: Solutions for retail transactions, currency exchange, and transferring money across borders.
• Internet and Doorstep Banking; Mobile Banking and Passbooks: Digital and physical banking services tailored for convenience and accessibility.
• Agricultural Loans: Including Kisan Credit Card scheme and agriculture term loans to support farmers.
• MSME Trading Loans: Comprehensive financing solutions for small and medium enterprises and commission agent financing.
• Mortgage Lending Loans: Housing loans and loans against rental property for individual and commercial clients.
• Auto, Personal, Gold, and Preowned Vehicle Loans: Tailored financing options for various personal and commercial needs.
• Corporate Loans: Customized lending solutions for corporate entities to fund operations and expansions.
• Risk Management Services: Offering expertise in identifying, assessing, and mitigating financial risks.
• Insurance Products: Distributing a wide range of insurance products including general, life, motor, home, commercial, personal accident, health, travel insurance, and social security schemes.