Community Bancshares Inc. (CNUN)

Overview

Community Bancshares, Inc., based in McArthur, Ohio, has been serving its community since 1867 by providing a wide array of financial services. This institution caters to the needs of its clientele through various deposit and loan products, alongside offering modern banking solutions like online and mobile banking. With a historic foundation and a comprehensive approach to financial services, Community Bancshares, Inc. aims to fulfill the banking needs of Ohio residents with reliability and personalized service.

Products and Services

• Deposit Accounts: Includes checking accounts, savings accounts, term certificates, and individual retirement accounts (IRAs), in addition to certificates of deposit. These products offer a range of options for customers to manage their money securely while earning interest.
• Loan Products: The company’s loan offerings encompass residential mortgage loans for homebuyers and homeowners, business and commercial loans for various business needs, installment loans for personal purchases, and personal loans. This diverse portfolio ensures solutions for nearly every financial necessity.
• Debit, Credit, and Gift Cards: Provides customers with easy access to funds and the ability to make purchases worldwide. Gift cards are also available as a flexible gift option.
• Bonds: An investment option allowing customers to invest in securities that aim to generate returns over a set period.
• Merchant Services: Offers businesses the ability to process payments efficiently, thus facilitating smoother transactions with their customers.
• Payroll Services: Designed to help businesses manage their payroll needs more effectively, ensuring that employees are paid accurately and on time.
• Remote Deposit Capture: Enables businesses to deposit checks into their bank accounts remotely, saving time and improving cash flow.
• Online and Mobile Banking: Provides 24/7 access to accounts, allowing customers to perform various banking operations such as checking balances, transferring money, and paying bills from anywhere at any time.
• Express Drop: A convenient service for customers to make quick deposits or payments without the need for personal interaction.
• Notary Services: Available for the authentication of documents and other legal formalities, adding to the comprehensive services offered by the bank.
• Safe Deposit Box: Offers a secure environment for the storage of valuable documents and items, providing peace of mind for customers.
• Re-order Checks: An easy and convenient service for customers to replenish their checkbooks.