D&H India Ltd. (DHINDIA)

Overview

Harel Insurance Investments & Financial Services Ltd is a comprehensive financial services provider based in Ramat Gan, Israel, with operations extending across Israel, Europe, and other international locations. Founded in 1933, the company has built a diverse portfolio of services designed to meet a wide range of financial and insurance needs. Harel Insurance operates through several segments, including General Insurance, Health Insurance, Life Insurance and Long-Term Savings, Financial Services, Insurance Companies Abroad, and Credit. This diversified operation allows them to cater to both individual and corporate clients with a variety of products that cover almost every aspect of insurance and financial services.

Products and Services

• Life Insurance Products: These include coverage for death, disability, loss of working capacity, and serious illnesses. Harel Insurance provides a safety net for individuals and families against some of life's most challenging situations.
• Long-Term Saving Products: Apart from life insurance, the company manages pension and provident funds, offering avenues for long-term savings and financial security in retirement.
• Health Insurance: This encompasses coverage for illness, hospitalization, and personal accidents, along with specific products like travel insurance for both tourists and foreign workers, dental insurance covering various treatments, and supplemental policies for additional health concerns.
• Motor Vehicle Insurance: Harel provides comprehensive coverage for vehicles, mitigating financial risks associated with accidents, thefts, and other vehicular damages.
• Professional Liability Insurance: Tailored for professionals like investment consultants, portfolio managers, lawyers, engineers, architects, and accountants. This insurance protects against claims arising from the professional services provided.
• Clinical Trials Insurance: Specialty coverage that safeguards against the risks involved in clinical trials, essential for companies in the pharmaceutical and biotechnology sectors.
• Directors and Officers Liability Insurance: Offers protection for personal liability of directors and officers for wrongful acts performed in their corporate capacities.
• Product Warranty and Cyber Insurance: These products provide coverage against defects and cyber threats, respectively, highlighting Harel's adaptability to modern demands.
• Third-Party Liability Insurance: This and related offerings such as employers' liability insurance cover various legal liabilities towards third parties and employees, respectively.
• Credit Insurance: Specifically designed for mortgages, helping individuals secure loans under favorable conditions.
• Property and Casualty Insurance: Includes a wide range of products like fire, terrorism, cargo in transit, electronic equipment, and engineering insurance, as well as policies for agricultural sectors and mechanical breakdowns.
• Investment Management: Beyond insurance, Harel manages mutual funds and investment portfolios, offering financial services that optimize returns for investors.