Dunham U.S. Enhanced Market Fund Class N (DNSPX)

Overview

This fund aims to meet its investment objective by primarily allocating at least 80% of its assets towards acquiring exposure to equity securities of U.S. companies and debt securities issued by the U.S. government. It achieves this through investments in options, futures, and U.S. Treasuries. The fund's strategy is to partake in the upside potential of the U.S. stock market during times of market advances. Conversely, it aims to mitigate declines in its value during stock market downturns. Importantly, this fund adopts a non-diversified investment approach, choosing to concentrate its investments rather than spread them across a broad array of securities.

Products and Services

• Equity Securities Exposure
  The fund invests in options and futures to gain exposure to the stocks of U.S. companies, aiming to participate in the growth of the U.S. equity market. This approach allows the fund to potentially benefit from market upswings while attempting to limit losses during downturns.
• U.S. Government Debt Securities
  A significant portion of the fund's assets is allocated to U.S. Treasuries. This strategy not only provides a steady income stream from the interest payments of these debt securities but also adds a layer of safety to the fund's portfolio, given the low default risk associated with U.S. government debt.
• Risk Management through Diversified Derivatives
  By investing in a mix of options and futures, the fund seeks to effectively manage risk. These derivatives instruments are used to hedge against market volatility and adverse movements in the stock market, aiming to stabilize the fund's performance over different market conditions.