Empire Bancshares Inc. (EBSH)

Overview

Empire Bancshares, Inc. is the parent company of The Hicksville Bank, offering a broad range of banking products and services since its establishment in 1901. Located in Hicksville, Ohio, the bank is dedicated to serving the financial needs of its community, providing personalized banking relations and a comprehensive suite of financial solutions to individuals, families, and businesses.

Products and Services

• Checking and Savings Accounts:

  Empire Bancshares provides a variety of account options including traditional checking and savings accounts, money market accounts, NOW accounts, and Christmas club accounts, catering to the everyday banking needs of its customers.

• Certificates of Deposit and Individual Retirement Accounts:

  For customers interested in longer-term savings options, the company offers certificates of deposit with competitive interest rates and individual retirement accounts for retirement planning.

• Loan Services:

  The bank provides a comprehensive range of loan products, including auto loans, personal consumer loans, home equity lines of credit, and mortgage loans, alongside residential construction loans. It also caters to the business community with commercial real estate lending, lines of credit, term loans, Small Business Administration loans, and agriculture loans, supporting the growth and sustainability of local businesses.

• ATM and Debit Cards:

  Customers have access to convenient ATM and debit card services for easy access to their funds around the clock.

• Online and Mobile Banking:

  With the adoption of digital banking solutions, Empire Bancshares, Inc. offers online and mobile banking services, allowing customers to manage their accounts, transfer funds, and pay bills from anywhere at any time.

• Additional Services:

  The bank also provides several other banking services such as bill payment, overdraft protection, wire transfer, safe deposit box rental, account research and balancing assistance, cashier's checks, check cashing, money orders, night depository, and notary services, ensuring a comprehensive banking experience for all clients.