Equitable Holdings, Inc. (EQH-PA)

Overview

Equitable Holdings, Inc. operates as a multi-faceted financial services organization with global reach. As a comprehensive provider of financial products and services, the company serves a diverse clientele that includes individuals, businesses, and institutional investors. The organization's multi-dimensional approach is evident in its operation through six segments: Individual Retirement, Group Retirement, Investment Management and Research, Protection Solutions, Wealth Management, and Legacy. Originally known as AXA Equitable Holdings, Inc., the company rebranded to Equitable Holdings, Inc. in January 2020, continuing its legacy since its foundation in 1859. With its headquarters situated in New York, New York, Equitable Holdings stands as a testament to the evolving financial services landscape, delivering tailor-made solutions to meet the nuanced needs of its clients worldwide.

Products and Services

• Individual Retirement

Offers variable annuity products tailored for affluent and high net worth individuals, focusing on delivering tailored retirement solutions that align with their sophisticated financial goals.

• Group Retirement

Provides a variety of tax-deferred investment and retirement products and services to educational entities, municipalities, not-for-profit entities, and small to medium-sized businesses, promoting a secure retirement for a broad client base.

• Investment Management and Research

Delivers diversified investment management, research, and related services to a wide range of clients on an institutional basis, leveraging in-depth market insights to inform strategic investment decisions.

• Protection Solutions

Features life insurance products like VUL (variable universal life) insurance, IUL (indexed universal life) insurance, term life, as well as employee benefits including dental, vision, life, and short- and long-term disability insurance, catering to the protection needs of small and medium-sized businesses and their employees.

• Wealth Management

Offers both discretionary and non-discretionary investment advisory accounts, complemented by financial planning and advice, life insurance, and annuity products, aiming to manage and grow the wealth of individuals and families.

• Legacy

Includes the business dealing with capital-intensive fixed-rate GMxB (Guaranteed Minimum benefits) including ROP (Return of Premium) death benefits, reflecting the company’s commitment to meeting the long-term financial obligations and promises made to its clients.