Evans Bancorp, Inc. (NYSE:EVBN ) Q2 2024 Earnings Conference Call July 30, 2024 4:45 PM ET Company Participants Craig Mychajluk - IR David Nasca - President and CEO John Connerton - CFO Conference Call Participants Chris O'Connell - KBW Operator Ladies and gentlemen, greetings, and welcome to the Evans Bancorp Second Quarter 2024 Earnings Conference Call. At this time, all participants are in listen-only mode.