First Keystone Corporation (FKYS)

Overview

First Keystone Corporation functions as the bank holding company for First Keystone Community Bank, providing a wide range of banking and financial services to a diverse clientele which includes individuals, businesses, governments, and public and institutional customers. Operating primarily in the Northeastern Pennsylvania market area, this institution boasts a history that dates back to its foundation in 1864. Headquartered in Berwick, Pennsylvania, First Keystone Corporation has grown and adapted over the years to serve the evolving needs of its community through personal service and technological advances in the banking industry.

Products and Services

• Demand and Savings Deposits

First Keystone Corporation accepts various types of deposits including demand deposits, interest-bearing demand deposits, money market accounts, savings accounts, and time deposits. This range of options provides flexibility and security for customers’ short and long-term financial goals.

• Commercial and Industrial Loans

They offer short-term loans and lines of credit designed to finance machinery and equipment, inventory, and accounts receivable. This service targets the financial requirements of businesses in facilitating operations and expansion purposes.

• Commercial Real Estate Loans

The company provides loans secured primarily by commercial real estate, such as retail spaces, office buildings, residential housing, and hotels. These loans support the growth and development of the commercial sector within their market area.

• Residential Real Estate Loans

First Keystone offers mortgage services for one-to-four family residential properties, including home equity term loans and lines of credit. These services assist individuals and families in purchasing homes or leveraging their home equity for financial needs.

• Consumer Loans

They provide a variety of consumer loans, including vehicle loans, stock loans, and loans secured by deposits in financial institutions. These loans cater to the personal financing needs of their customers, offering flexibility and support for a range of purposes.

• Trust and Agency Services

The company offers trust and agency services, including trust investment accounts, investment advisory services, mutual funds, estate planning, and the management of pension and profit-sharing plans. These services cater to both individuals and corporations, providing expertise in wealth management and planning.

• Internet Banking Services

Recognizing the importance of technology in modern banking, First Keystone provides Internet banking services, facilitating easy access to accounts and banking transactions for their customers anywhere, anytime.