First Community Financial Corp. (FMFP)

Overview

First Community Financial Corporation is a prominent bank holding firm that champions the operations of Pennian Bank throughout Pennsylvania. Launched in 1864, the company has dedicated itself to delivering an array of banking and financial solutions tailored to meet the needs of both individual residents and businesses within the region. Its headquarters in Mifflintown, Pennsylvania, stands as a testament to its enduring legacy and commitment to serving the community through comprehensive financial services and products, bolstered by a rich history and deep-rooted connections in the local landscape.

Products and Services

• Personal and Business Banking:
  • Offers checking and savings accounts, along with certificates of deposit, designed to cater to diverse financial management needs.
  • Provides an assortment of loans, including personal, construction, and mortgage loans, alongside a home equity line of credit, enabling individuals to fulfill their dreams of homeownership, personal projects, or property developments.
• Business Loans:
  • Business line of credit, commercial real estate loans, and improvement loans tailored to support the growth and operational needs of businesses.
  • Agricultural loans, encompassing lines of credit, term loans, operating loans, livestock financing, farm purchase loans, and agricultural improvement loans, designed to meet the distinctive needs of the agricultural sector.
  • Professional practice loans offering financing options for professionals in healthcare, accounting, legal, and veterinary fields, supporting their unique business requirements.
• Trust and Investment Services:
  • Portfolio account services, and comprehensive trust, financial, and retirement services including estate planning and settlement, personal and charitable trusts, guardianship/power of attorney arrangements, and management of investment and retirement accounts, aimed at ensuring financial well-being and legacy planning.
• Banking Technology and Insurance Products:
  • Offers a suite of digital banking services such as online, mobile, and telephone banking, along with merchant services, remote deposit capture, automated clearing house transactions, and bill payment and mobile wallet services, to facilitate secure and convenient financial transactions.
  • Provides a range of insurance products including auto insurance for various vehicles, home and property insurance covering home and other structures, liability protection, renters insurance, and business insurance solutions covering general and cyber liability, commercial property, business owners, and workers' compensation, ensuring comprehensive protection against unforeseen events.