FNCB Bancorp Inc (FNCB)

Overview

FNCB Bancorp, Inc. functions as the parent holding company for FNCB Bank, a financial institution that delivers a wide range of retail and commercial banking solutions to individuals, businesses, and governmental entities within the United States. The institution traces its origins back to 1910, establishing a long history of service from its headquarters in Dunmore, Pennsylvania. Through a significant rebranding effort, the company transitioned from its former name, First National Community Bancorp, Inc., to FNCB Bancorp, Inc. in October 2016. With a strong focus on serving the community's needs, FNCB Bancorp has grown to provide a comprehensive suite of financial products and personalized services.

Products and Services

FNCB Bancorp, Inc. tailors its offerings to meet diverse customer needs, ensuring a range of products and services designed for both individuals and businesses. These offerings include:

• Deposit Products: A variety of accounts to manage money effectively, including savings accounts, money market accounts, checking accounts, and certificates of deposit. These products provide secure options for saving and easy access to funds for daily transactions.
• Loan Services: Comprehensive lending solutions, encompassing:
  • Residential Mortgage Loans: Financing options for purchasing or refinancing a home, offering fixed or adjustable rates.
  • Home Equity Loans and Lines of Credit: Loans against the equity of a home for renovations, large purchases, or debt consolidation.
  • Construction, Land Acquisition, and Development Loans: Funding for building projects and land purchases.
  • Commercial Real Estate Loans: Tailored financing for purchasing or refinancing commercial properties.
  • Commercial and Industrial Loans: A variety of loans including lines of credit, equipment loans, and vehicle loans to support business operations and growth.
  • Consumer Loans: Including secured and unsecured installment loans, automobile financing, personal lines of credit, and overdraft protection loans.
• Merchant and Treasury Services: Solutions designed to improve business cash flow, manage payments, and streamline operations. This includes remote deposit capture, merchant services, treasury services, and purchasing card services.
• Wealth Management Services: Offering a range of services aimed at helping individuals and families manage their wealth, investments, and financial planning needs.
• Digital Banking: Online, mobile, and telephone banking options providing easy access to accounts, the ability to perform transactions, and manage finances remotely.