GuideMark Core Fixed Income Fund Service Shares (GMCOX)

Overview

The fund is designed to provide investors with exposure to the fixed income market, primarily focusing on investment-grade securities. It commits at least 80% of its assets to fixed income securities, embracing a broad investment latitude in terms of the maturities of these securities, which may range widely. The primary pursuit of investment-grade ratings ensures a conservative approach towards credit risk, while also allowing for flexibility in adapting to changing market conditions by potentially holding below investment grade securities due to post-purchase downgrades. This strategy aims to strike a balance between risk management and income generation, tailored for investors seeking stable returns from their bond investments.

Products and Services

• Investment in Fixed Income Securities:

This service entails investing in a diversified portfolio of fixed income securities. By focusing on investment-grade bonds, the fund aims to secure stable income for its clients while minimizing the risk of capital loss. The inclusion of a variety of maturities allows the fund to navigate interest rate changes more effectively, potentially safeguarding against market volatility.

• Investment Grade Focus with Flexibility for High Yield:

The fund's primary aim is to invest in securities rated investment grade or better, ensuring a higher level of safety for the investments. However, recognizing the potential shifts in market dynamics, the fund permits an allocation towards below investment grade securities that have been downgraded after acquisition. This strategy enables the fund to retain potentially higher-yielding investments, thereby possibly enhancing overall returns without significantly deviating from its investment grade orientation.