Harbor Core Bond Fund Retirement Class (HCBRX)

Overview

The fund is designed for investors looking to incorporate a diversified portfolio of investment-grade fixed income securities into their investment strategy. Primarily focusing on issuers located in the U.S., the fund aims to adhere to a disciplined investment approach. By investing at least 80% of its net assets, in addition to borrowing for investment purposes, it seeks to provide a stable and reliable income stream. The management of the fund maintains flexibility in its operation, ensuring that its average duration is normally aligned with that of its benchmark index, allowing for a deviation of plus or minus 10%. This strategic positioning enables the fund to adapt to changing market conditions while seeking to mitigate risk and capitalize on opportunities that arise across the fixed income spectrum.

Products and Services

• Investment-grade Fixed Income Securities

The fund’s core offerings include a wide range of investment-grade fixed income securities. By focusing on issuers with higher credit ratings, the fund positions itself to provide a solid foundation for conservative investors looking for stable returns. These securities encompass a variety of debt instruments, including but not limited to government bonds, corporate bonds, and other financial debt instruments that meet the fund's stringent investment criteria.

• Mortgage-backed and Asset-backed Securities

As part of its diversified investment approach, the fund allocates a portion of its portfolio to high-quality mortgage-backed and asset-backed securities. These investments add another layer of diversification and potential income. By investing in these types of securities, the fund aims to capture the benefits associated with the securitization of assets, which can include more frequent payments and a potentially higher yield compared to other fixed income securities, while still maintaining a focus on investment-grade quality.