Hocking Valley Bancshares Inc. (HCKG)

Overview

Hocking Valley BancShares, Inc. operates as the bank holding company for The Hocking Valley Bank, offering a wide range of personal and commercial banking products and services. Catering to individuals, families, and small businesses located in Ohio, the company prioritizes a comprehensive approach to banking solutions. Founded in 1963 and headquartered in Athens, Ohio, Hocking Valley BancShares, Inc. has established itself as a trusted financial partner in its community, providing a blend of traditional banking services with modern financial management tools and services.

Products and Services

• Banking Accounts: The company offers a variety of banking accounts including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. These accounts are designed to meet the needs of various customers, providing secure and convenient options for managing finances.
• Debit/ATM and Credit Cards: To facilitate easy access to funds and credit, the bank provides debit/ATM cards and credit cards, empowering customers with financial flexibility and purchasing power.
• Loans: A comprehensive suite of loan products, including mortgage, construction, home equity, auto, personal, commercial real estate, equipment, and working capital loans, in addition to operating lines of credit and letters of credit, are available to help customers finance their dreams and support their business ventures.
• Merchant Account and Payment Services: The bank offers merchant account services, remote deposit capture, lockbox services, overdraft protection, and positive pay services to assist businesses in managing their cash flow and transactions efficiently.
• Payroll Processing Services: To further support businesses, Hocking Valley BancShares, Inc. provides payroll processing services, simplifying the complexities involved with managing payroll for employees.
• Additional Banking Services: A range of complementary banking services including cashier's checks, money orders, certified checks, safe deposit box rental, wire transfer, notary services, and more are offered to enhance the banking experience for both individuals and businesses. International currency orders and exchange, international check conversion to U.S. currency, signature guarantees, credit card cash advances, and U.S. saving bond redemption also add to the comprehensive services provided.
• Insurance Products: The company extends its services to include insurance products, providing customers with options to protect their assets and loved ones.
• Financial Planning Services: With a focus on long-term financial health, Hocking Valley BancShares, Inc. offers retirement, education, and investment planning services to help customers achieve their financial goals.
• Online and Mobile Banking Services: To ensure customers can manage their finances anywhere, anytime, the company offers robust online and mobile banking services, making it convenient to access accounts, make transactions, and receive financial services on the go.