Halyk Savings Bank of Kazakhstan GDR (Reg S) (HSBK)

Overview

Halyk Bank of Kazakhstan Joint Stock Company, a key financial institution, has a significant presence in the banking sector of the Republic of Kazakhstan and extends its services to multiple countries including Russia, Kyrgyzstan, Tajikistan, Georgia, and Uzbekistan. With a broad network of subsidiaries, the bank operates across diverse banking segments catering to a wide array of clients ranging from individuals to corporate entities and financial organizations. The bank has evolved from its previous incarnation as Halyk Savings Bank of Kazakhstan Joint Stock Company to its current name in June 2023, marking a continuation of its legacy since its inception in 1923. Based in Almaty, Halyk Bank stands as a vital component of JSC Holding Group ALMEX, offering a comprehensive suite of financial services and products tailored to meet the varied needs of its clients.

Products and Services

Halyk Bank of Kazakhstan Joint Stock Company offers a wide range of banking, investment, and insurance products and services, segmented into Corporate Banking, SME Banking, Retail Banking, and Investment Banking.

• Banking Accounts: Provision of current and correspondent accounts for managing finances with efficiency and ease.
• Deposit Products: A variety of deposit options to cater to the saving needs of different customers.
• Investment Savings Products: Opportunities for clients to invest and grow their savings through well-crafted financial products.
• Credit and Debit Cards: Offers a wide range of credit and debit card options facilitating convenient transactions and financial access for customers.
• Consumer Loans and Mortgages: Provision of tailored loan options and mortgage plans to meet personal financing needs.
• Custody, Cash, and Foreign Currency Related Services: Comprehensive services to manage cash, custody, and foreign currency needs effectively.
• Overdrafts and Credit Facilities: Flexible overdraft options and credit facilities to support the financial operations of clients.
• Trade Finance Products: A broad spectrum of trade finance solutions to facilitate international trade operations.
• Foreign Exchange and Interbank Operations: Competitive foreign exchange services and interbank operations to cater to the global banking needs of customers.
• Cash Services and Documentary Services: Reliable cash handling and documentary services to ensure secure transactions.
• Securities Trading and Transfers: Services catering to the trading of securities and the execution of transfers ensuring a comprehensive banking experience.
• Electronic Banking Services: Offering online banking solutions for convenient access to banking services remotely.
• Additional Services: Including leasing, telecommunications, brokerage and dealer services, cash collection, and asset management services to address the diverse requirements of clients.
• Insurance Products: A wide range of insurance options covering property and casualty, liability, personal, and life insurance to provide financial security and peace of mind to customers.