India Shelter Finance Corporation Limited (INDIASHLTR)

Overview

India Shelter Finance Corporation Limited is a prominent housing finance company based in Gurugram, India, that specializes in offering a variety of housing loans. Initially known as Satyaprakash Housing Finance India Limited, the company underwent a name change in March 2010 to better reflect its broadened vision and objectives. Since its establishment in 1998, India Shelter Finance Corporation Limited has been committed to facilitating home ownership by providing affordable loan options to its customers across India.

Products and Services

India Shelter Finance Corporation Limited offers a comprehensive range of loan products designed to meet diverse housing needs, including:

• Retail Home Loans: These are conventional home loans tailored for individuals looking to purchase new or pre-owned homes. The focus is on providing flexible repayment options and competitive interest rates to make home buying more accessible for the average Indian consumer.
• Home Equity Loans: Homeowners seeking to leverage the equity built up in their homes can avail themselves of these loans. These are particularly useful for those needing funds for personal or business purposes, without having to sell their property.
• Loans Against Property: India Shelter extends loans against residential or commercial properties. These loans are ideal for customers requiring significant amounts of money for purposes such as business expansion, children’s education, or medical treatments.
• Home Purchase Loans: Specifically designed to finance the buying of new homes, these loans cover various types of properties. India Shelter Finance Corporation Limited ensures that potential homeowners can choose their dream home without worrying about financial constraints.
• Home Improvements Loans: For those looking to renovate or refurbish their existing homes, the company provides customized loans. Whether it's upgrading an outdated kitchen, adding a bathroom, or painting the house, these loans help breathe new life into old spaces.
• Home Extension Loans: Recognizing the changing needs of families, India Shelter offers loans for home extensions. These could be used for adding more rooms, expanding the living area, or constructing additional floors.
• Loans for Construction of Dwelling Units on Plots: Catering to individuals owning plots and wishing to construct their houses, these loans provide the necessary funds to turn a plot of land into a home. They cover various construction-related expenses enabling borrowers to oversee the construction of their dream homes as per their preferences.