John Hancock Variable Insurance Trust - Capital Appreciation Portfolio Class N (JCAVX)

Overview

The fund is designed for investors seeking capital growth by investing primarily in common stocks of established U.S. companies that demonstrate above-average growth potential. It maintains a diversified investment portfolio by allocating at least 50% of its total assets to common stocks, with the flexibility to invest in a variety of other securities to optimize returns and manage risk. The strategy includes a mix of assets such as convertible securities, corporate and government debt, and bank loans, adapting to changing market conditions and opportunities while considering up to 20% investment in foreign securities to tap into global growth opportunities.

Products and Services

• Common Stocks

  Forms at least 50% of the fund's total assets, focusing on established U.S. companies with above-average growth potential. This cornerstone of the fund's investment strategy aims to capitalize on the growth of these companies and generate significant returns for investors.

• Convertible Securities

  A portion of the fund's assets may be allocated to convertible securities, which are bonds or preferred shares that can be converted into a predetermined amount of the company's common stock, usually at the option of the holder. These instruments offer the potential for capital appreciation while also providing income.

• Corporate and Government Debt

  The fund invests in a mix of corporate and government debt securities to diversify its investment portfolio, hedge against market volatility, and ensure a stable income stream. These investments provide a balance between the high-growth potential of equities and the stability of fixed income.

• Bank Loans

  Investments in bank loans, representing an interest in amounts owed by a borrower to a syndicate of lenders, offer the fund exposure to debt instruments that often come with higher yields compared to traditional corporate bonds, albeit with higher risks.

• Foreign Securities

  Up to 20% of the fund's total assets may be allocated to foreign securities, allowing investors to diversify their portfolio further and exploit growth opportunities in overseas markets. This includes investments in both developed and emerging markets.

• Futures and Options

  The fund may engage in futures and options trading to hedge its investments, manage risk, or speculate on the direction of markets. These instruments can add leverage to the portfolio, amplifying both gains and losses.