Pintec Technology Holdings Limited (JF)

Overview

J and Friends Holdings Limited, along with its subsidiaries, is dedicated to providing technology-enabled financial and digital services tailored to the ecosystem of micro, small, and medium enterprises (MSMEs) and small and medium enterprises (SMEs) in the People's Republic of China and on an international level. The company facilitates connections between business partners and financial partners on its open platform, enabling them to deliver financial services effectively to end users. Originally established as Pintec Technology Holdings Limited in 2012, the company rebranded to J and Friends Holdings Limited in January 2026 and is headquartered in Beijing, China.

Products and Services

• Point-of-Sale Financing Solutions:

  Under the Dumiao brand, this solution provides financing options to business partners either on their platforms or on J and Friends' own platform, catering to customer purchasing needs at the point of sale.

• Business Installment Loan Solutions:

  This service enables business partners to offer installment loan solutions to their customers, either on their respective platforms or through J and Friends' platform, assisting in customer financial planning.

• Wealth Management Solutions:

  Through its fund distribution solution, partners can offer and distribute mutual fund products to their customers, branded under Hongdian or as a white-label solution.

• Robo-Advisory Solution:

  With the Polaris brand, this solution empowers financial and business partners to provide automated financial advisory services to their clients, enhancing investment management capabilities.

• International Installment Loan Solutions:

  This offering extends the company's loan solutions internationally, accommodating diverse financial needs across borders.

• Myfin (Insurance Solution):

  This product allows partners to offer and distribute insurance products to their users, broadening the range of financial services available to end customers.

• Value Added Tools:

  These tools support business and financial partners in deploying various solutions, performing robust performance evaluations, and scaling operations efficiently.

• Digital Marketing Tools:

  This service helps partners target users effectively, conduct intelligent digital marketing activities, and improve marketing efficiency and effectiveness.

• Real-Time Monitoring Tools:

  Offering a comprehensive visualized performance monitoring interface, this tool aids partners in tracking and analyzing business metrics effectively.