John Hancock Funds II Multimanager Lifestyle Growth Portfolio Class R5 (JTLGX)

Overview

The fund is strategically designed to allocate its assets across a broad spectrum of investment categories, focusing primarily on equity securities, while also incorporating a significant portion of fixed-income securities to its portfolio. This balanced approach enables the fund to diversify its investments and achieve a mix of growth potential and income generation. The flexibility in equity/fixed-income underlying funds allocation allows it to adapt to varying market conditions, aiming to provide investors with a combination of growth and stability. Being non-diversified, it concentrates more on certain investments, potentially increasing risk and return.

Products and Services

• Equity Investments

  The fund allocates approximately 80% of its assets to underlying funds that invest primarily in equity securities. This substantial equity exposure is designed to capture growth opportunities in the market, making it suitable for investors seeking capital appreciation. The equity investments span across a wide range of sectors and geographies, aiming to benefit from diverse growth drivers.

• Fixed-Income Investments

  Approximately 20% of the fund's assets are invested in underlying funds focusing on fixed-income securities. This portion aims to provide income and reduce the overall risk of the investment portfolio. Fixed-income investments are crucial for adding stability, especially during market volatility, by generating regular interest income.

• Flexible Allocation

  The fund's flexible allocation strategy between equity and fixed-income investments, ranging between 90%/10% and 70%/30%, offers adaptability to changing market conditions. This dynamic allocation approach allows the fund to balance between growth and income, catering to different investor profiles and objectives.

• Actively Managed Underlying Funds

  Investing in various actively managed underlying funds enables the fund to achieve a diversified exposure to a broad set of equity-type securities. This method leverages the expertise of active fund managers in identifying investment opportunities and managing risks, contributing to the potential for enhanced returns.