John Hancock Funds II Multimanager Lifestyle Growth Portfolio Class R6 (JULGX)

Overview

This fund is designed for investors seeking a blend of equity and fixed-income exposure through a single investment vehicle. It allocates its assets with a predominant focus on equity securities, earmarking approximately 80% of its assets for investment in underlying funds that primarily deal with equities. The remaining 20% is dedicated to underlying funds concentrating on fixed-income securities. This allocation can adjust within predefined limits, allowing an equity/fixed-income mix that ranges between 90%/10% to 70%/30%, depending on market conditions and the fund manager's strategy. The fund's approach aims at a broad investment in various equity types through a selection of actively managed underlying funds. As a non-diversified fund, it may invest more significantly in fewer issues than diversified funds, potentially leading to higher volatility and risk.

Products and Services

• Equity Securities Investments
  

  This product involves investment in underlying funds that are primarily focused on equity securities. It constitutes about 80% of the fund's total asset allocation, targeting a range of equity-type securities through actively managed underlying funds. The aim is to leverage the growth potential of equity markets, which may include investments in stocks across various sectors and geographies.

• Fixed-Income Securities Investments
  

  Composing approximately 20% of the fund's portfolio, this investment focuses on underlying funds dedicated to fixed-income securities. This segment is designed to provide investors with a steady income stream and lower the overall risk of the portfolio. Depending on the fund manager's outlook and market conditions, the allocation towards fixed-income securities can increase up to 30%, offering flexibility in response to changing market dynamics.

• Flexible Equity/Fixed-Income Allocation
  

  The fund offers a flexible allocation strategy between equity and fixed-income securities, ranging from 90%/10% to 70%/30%. This flexibility allows the fund to adapt its investment strategy based on the prevailing market conditions and future outlook, with the fundamental objective of optimizing investor returns while managing risk.