Krung Thai Bank Public Co. Ltd. ADR (KGTFY)

Overview

Krung Thai Bank Public Company Limited, established in 1966 and headquartered in Bangkok, Thailand, offers a comprehensive range of commercial banking products and services. The bank caters to the financial needs of individuals, small and medium enterprises (SMEs), and corporate clients through its three main segments: Retail Banking, Corporate Banking, and Treasury and Investment. With a broad network of branches in Thailand and several international centers, Krung Thai Bank is committed to delivering high-quality banking and financial solutions to its diverse clientele.

Products and Services

• Personal Banking – Includes a variety of banking products such as current, savings, and fixed deposit accounts, along with time and foreign currency deposits. The bank also provides personal and housing loans to cater to the financial needs of individuals. Debit, credit, travel, cash, and top-up cards are available, alongside a range of investment services. Insurance products covering life, health, motor, accident, and non-life are offered, as well as services like money transfer, payment and top-up, foreign exchange, and overseas education. E-banking services streamline banking operations for users.
• SME Banking – Designed to support small and medium-sized enterprises, this segment offers SME loans to help businesses manage their finances effectively. It aims to cater to the unique needs of the SME sector by providing tailored financial solutions.
• Corporate Banking – Krung Thai Bank provides a myriad of services to its corporate clients including cash management services (collection, liquidity management, and transfer and payment services), deposit accounts (fixed and current accounts), and foreign currency and term deposits. Corporate banking also features cards, derivatives (Fx, interest rate, commodity, equity, and credit), and financial advisory services encompassing underwriting and selling agent services for equity capital market products, merger and acquisition advisories, project finance advisory and feasibility studies, e-banking services, and investment solutions like government and corporate bonds, structured notes, and investment units.
• International Business Loans – This service caters to businesses that are looking to expand globally, offering various loan options that are designed to meet the financial requirements of engaging in international trade.