| Banks Industry | Financials Sector | Mr. Raghavendra Srinivas Bhat CEO | MSE Exchange | Y4590V128 CUSIP |
| India Country | 8,739 Employees | 16 Sep 2025 Last Dividend | 17 Mar 2020 Last Split | - IPO Date |
The Karnataka Bank Limited, established in 1924 and headquartered in Mangalore, India, is a major banking institution offering a wide range of financial services across the country. The bank operates through various segments including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its comprehensive portfolio caters to the needs of individuals, small and medium enterprises (SMEs), as well as large corporations. Through a blend of traditional physical channels and digital platforms such as internet and mobile banking, Karnataka Bank ensures convenient access to financial services for its customers. Additionally, it is involved in the distribution of insurance products, further broadening its financial services spectrum.
Offers a variety of fund and non-fund based products like term loans, working capital facilities, and foreign exchange services. It also includes structured finance and trade financing aimed at large corporations and businesses.
Provides personal banking services including home, automobile, personal, and education loans. Special products like KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, and KBL Mahila Udyog support small businesses and women entrepreneurs. Additionally, it offers loans against term deposits, securities, gold loans, and more to cater to varying needs of individuals and small businesses.
Engages in the management of statutory reserves (SLR and CRR), liquidity management, investment, and trading activities. This segment also handles foreign exchange activities, investment in sovereign debt instruments, other fixed income securities, mutual funds, certificates of deposits, and floating rate instruments. It is involved in forward contracts, debt and equity securities trading, and foreign exchange.
Offers ancillary products and services such as depository services; online trading; Application Supported by Blocked Amount (ASBA) services; locker and safe custody facilities; bill payment; online and offline fee collection; and mobile and internet banking. It also includes payment and remittance services, along with FASTag services, ensuring a comprehensive banking experience for all customers.