loanDepot NYSE: LDI reported a wider adjusted loss for the first quarter of 2026 as lower gain-on-sale margins and interest rate volatility weighed on revenue, even as the mortgage lender said it continued to gain market share and invest in growth initiatives.
loanDepot, Inc. (LDI) Q1 2026 Earnings Call Transcript
LoanDepot's investment in digital transformation and other growth and efficiency initiatives delivered positive results in the first quarter, Founder and CEO Anthony Hsieh said Tuesday (May 5).
I maintain my 'Buy' rating for loanDepot, following my evaluation of its financial outlook. My view is that LDI's topline growth should accelerate in FY2026, considering its market share expansion potential and the roll-out of new digital loan products. I also see loanDepot turning profitable this year, thanks to enhanced economies of scale and the success of expense reductions driven by AI.
Alight Capital Management LP purchased a new stake in loanDepot, Inc. (NYSE: LDI) in the undefined quarter, according to its most recent disclosure with the SEC. The fund purchased 450,000 shares of the company's stock, valued at approximately $1,382,000. Alight Capital Management LP owned 0.14% of loanDepot as of its most recent filing
loanDepot, Inc. (LDI) Q4 2025 Earnings Call Transcript
loanDepot (LDI) came out with a quarterly loss of $0.1 per share versus the Zacks Consensus Estimate of a loss of $0.04. This compares to a loss of $0.23 per share a year ago.
loanDepot Inc. (LDI) is a tactical buy, driven by anticipated GSE intervention narrowing mortgage spreads and boosting origination volumes. LDI's business model spans home purchase, refinance, equity, search, and personal loans, positioning it to benefit from increased transaction activity. Q3 2025 saw adjusted revenue rise to $325 million and EBITDA double, though net losses highlight ongoing profit fragility.
I upgrade loanDepot's rating from "Hold" to "Buy," after identifying favorable developments within and outside the firm. GSEs' planned $200 billion MBS purchases and the potential SFR investment restrictions are expected to boost LDI's future growth. Internally, LDI is leveraging its in-house loan servicing model and AI-driven cost reductions.
loanDepot, Inc. ( LDI ) Q3 2025 Earnings Call November 6, 2025 5:00 PM EST Company Participants Gerhard Erdelji - Senior Vice President of Investor Relations Anthony Hsieh - Founder, CEO, Chairman & President David Hayes - Chief Financial Officer Conference Call Participants Douglas Harter - UBS Investment Bank, Research Division Eric Hagen - BTIG, LLC, Research Division Presentation Operator Good afternoon, and welcome to loanDepot's Third Quarter 2025 Earnings Call. [Operator Instructions] I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations.
loanDepot (LDI) came out with a quarterly loss of $0.01 per share versus the Zacks Consensus Estimate of a loss of $0.04. This compares to earnings of $0.03 per share a year ago.
LoanDepot (NYSE: LDI), a lender outside the traditional banking system providing mortgage and non-mortgage products, has experienced its stock price increase from below $2 in early September to roughly $4.50 per share, more than doubling in a matter of weeks. This significant upsurge is a result of a positive assessment from Citron Research, a prominent newsletter led by renowned short-seller Andrew Left, which suggested that the market is undervaluing LoanDepot's mortgage servicing portfolio.