AMG GW&K Core Bond ESG Fund – Class Z (MBDLX)

Overview

The described fund focuses on investing primarily in bonds that adhere to a policy of maintaining at least 80% of its net assets in this type of investment. This includes adjustments for any borrowed funds used for the purpose of investment. A significant criterion for these investments is that the bonds must be rated as "investment grade" by nationally recognized statistical rating organizations (NRSROs), such as Moody’s Investors Service, Inc. or S&P Global Ratings, at the time of their purchase. This classification indicates the bonds are considered to have a relatively low risk of default, making them a potentially safer investment option for those concerned with preserving capital while earning a return.

Products and Services

The fund primarily engages in the following type of investment:

• Investment Grade Bonds
  The fund dedicates the lion's share of its resources to purchasing bonds that are rated as investment grade by recognized rating agencies. These agencies, including Moody’s Investors Service, Inc. and S&P Global Ratings, provide an independent assessment of the creditworthiness of bond issuers. Investment grade bonds are viewed favorably because they are deemed to have a lower risk of default compared to bonds with lower ratings. This makes them an attractive option for investors who are looking to balance the potential for returns with the need to preserve capital. The fund's focus on investment grade bonds reflects a conservative investment philosophy that prioritizes stability and reliability over higher, but riskier, returns.