Mountain Pacific Bancorp Inc. (MPCB)

Overview

Mountain Pacific Bancorp, Inc. serves as the bank holding company for Mountain Pacific Bank, focusing on offering a wide array of banking products and services. Catering to businesses, professionals, and individuals primarily within Snohomish, Skagit, and King Counties, the bank has established itself as a key financial institution since its inception in 2006. With its headquarters based in Everett, Washington, and branches in Everett, Lynnwood, Ballard, and Burlington, Mountain Pacific Bank endeavors to meet the diverse banking needs of its community.

Products and Services

• Deposits:

  The bank provides various deposit solutions including demand, checking, savings, and money market accounts, coupled with individual retirement accounts and certificates of deposit. These options cater to both short-term and long-term financial planning needs of its customers, offering security and flexibility.

• Loans:

  Customers have access to a comprehensive range of loan products, such as home loans, mortgage loans, owner-occupied real estate loans, investment real estate loans, construction loans, business loans, and small business administration loans. The bank also specializes in maritime lending and offers credit card services. This extensive portfolio ensures that both personal and professional financing requirements are met.

• Mobile Branch Services:

  To accommodate the banking needs of customers on the move, Mountain Pacific Bank provides mobile branch services, allowing for the convenience of banking anywhere.

• Merchant Services:

  Business customers can utilize merchant services for streamlined payment processing, enhancing the efficiency of business operations and customer transactions.

• Remote Deposit Capture:

  This service enables clients to deposit checks remotely, saving time and providing immediate access to funds without the need to visit a bank branch.

• Wire Transfers:

  The bank offers the facility for quick and secure wire transfers, facilitating immediate transfer of funds both domestically and internationally.

• E-statements:

  Customers opting for e-statements receive their account statements digitally, offering them convenience while reducing paper waste.

• Online Cash Management:

  Designed for businesses, the online cash management service provides tools for managing finances effectively, including the ability to monitor transactions, manage cash flow, and perform various banking operations online.

• Letter of Credit:

  Supporting business transactions, Mountain Pacific Bank issues letters of credit to guarantee payment to third parties, facilitating international trade and other business dealings.

• ATM:

  For ease of access to funds, the bank provides ATM services, allowing customers to perform cash withdrawals and other banking transactions conveniently.

• Online and Mobile Banking Services:

  Recognizing the importance of accessibility and ease of banking operations, Mountain Pacific Bank offers comprehensive online and mobile banking services, enabling customers to manage their accounts, pay bills, and transfer funds securely from anywhere, at any time.