Empower Moderate Profile Fund - Class L (MXGPX)

Overview

This company operates as an investment entity, specializing in asset management through a broad spectrum of underlying funds. Its investment strategy encompasses a wide range of asset classes, including international funds, small cap funds, emerging markets funds, mid cap funds, large cap funds, real estate, and various types of bond funds. The fund’s asset allocation strategy is designed to offer investors diversified exposure across different market segments and geographies, thereby aiming to balance risk and potential returns. Despite being non-diversified in itself, the company ensures diversification through its investments in a variety of diversified underlying holdings, providing a multi-layered approach to asset allocation and investment management.

Products and Services

• International Funds

  The company allocates between 0% and 30% of its assets into international funds, aiming to capture growth opportunities in foreign markets. This allows investors to benefit from international diversification, potentially enhancing returns while spreading investment risk across various global economies.

• Small Cap Funds

  With an allocation range of 0% to 25% of its assets in small cap funds, the company targets high-growth potential in smaller companies. Small cap investments can offer significant upside potential, albeit with higher volatility compared to larger companies.

• Emerging Markets Funds

  Investing 0% to 10% of its assets in emerging markets funds, the company seeks to exploit the rapid growth potential in developing economies. These markets can offer substantial returns but come with increased risks and volatility.

• Mid Cap Funds

  The company invests 0% to 30% of its assets in mid cap funds, focusing on companies with moderate market capitalization. This segment often represents a balance between the growth potential of small caps and the stability of large caps.

• Large Cap Funds

  With 10% to 40% of its assets allocated in large cap funds, the company seeks to ensure a stable foundation for its portfolio. Large cap companies typically offer more predictable returns and stability, forming the core of a diversified investment portfolio.

• Real Estate

  Allocating 0% to 10% of its assets to real estate investments, the company offers exposure to the real estate market. This diversification avenue provides potential for both income through rents and capital appreciation.

• Bond Funds

  The company's allocation to bond funds ranges from 10% to 30%, focusing on investments that can offer steady income streams through interest payments, with a moderate level of risk compared to stocks.

• Short Term Bond Funds

  Investing 5% to 25% of its assets in short term bond funds, the company targets securities with lower duration to manage interest rate risk while providing investors with liquidity and stable income.