Nationwide Investor Destinations Moderately Aggressive Service Class (NDMSX)

Overview

The fund operates as a "fund of funds," focusing its investments substantially in a diversified portfolio of affiliated mutual funds. This strategy allows it to cover a broad range of asset classes, providing a unique investment proposition that targets various market sectors and diversification benefits. By pooling resources into multiple underlying funds, it aims to mitigate risk while seeking to capitalize on growth opportunities across equity securities—including common stocks from both U.S. and international markets, as well as smaller companies—and a distinct allocation towards bonds. This approach positions the fund as a versatile investment vehicle designed to cater to investors looking for a balanced mix of equity and fixed-income assets.

Products and Services

• Equity Investments in U.S. Companies

  Through its underlying funds, the fund invests in a wide range of U.S. companies, covering various sectors and sizes. This includes significant allocations in common stocks, providing investors exposure to the growth potential of American enterprises. By integrating these investments into the portfolio, the fund offers a way to participate in the dynamic U.S. equity market.

• International Equity Investments

  Apart from its investments in U.S. companies, the fund also allocates a portion of its assets towards international companies. This strategy enhances diversification and allows the fund to benefit from global growth trends. Investing in equities of companies based outside the U.S., including emerging markets, enables the fund to tap into different economic cycles and opportunities across the globe.

• Investments in Smaller Companies

  Recognizing the potential for higher growth in smaller companies, the fund includes in its portfolio equity investments in smaller firms. This segment may carry a higher risk but offers substantial upside potential, making it an attractive option for investors seeking to boost their portfolio's growth prospects.

• Bond Investments

  While the fund primarily focuses on equity securities, it also diversifies its holdings by investing a smaller portion of its assets in bonds. This fixed-income component is designed to provide stability and income, reducing the overall volatility of the portfolio. The inclusion of bonds complements the equity investments and helps in achieving a balanced investment approach.