Neffs Bancorp Inc. (NEFB)

Overview

Neffs Bancorp, Inc., established in 1923, serves as the bank holding company for The Neffs National Bank, catering to the financial needs of individuals, small businesses, and corporate customers primarily in Lehigh County and Northampton County, Pennsylvania. The company takes pride in its community-oriented approach, offering a comprehensive suite of financial services and products tailored to meet the diverse needs of its clientele. Its commitment to leveraging technology through online and mobile banking services ensures convenience and accessibility for customers, reinforcing its role as a trusted local banking partner.

Products and Services

• Deposit Products: Neffs Bancorp, Inc. offers a wide array of deposit products to suit the varying needs of its customers. This includes checking accounts, designed for everyday banking with easy access to funds; savings and club accounts, which provide options for earning interest on saved funds; money market demand accounts, combining the benefits of savings accounts with the flexibility of writing checks; and certificates of deposit, for those looking for higher interest rates in exchange for locking in funds for a fixed period. Additionally, the bank enhances customer convenience through online and mobile banking services, enabling easy account management anytime, anywhere.
• Consumer Credit Products: The bank addresses personal financing needs through a variety of consumer credit products. These include residential mortgages for homebuyers, home equity loans leveraging the equity in your home, automobile loans for new or used vehicle purchases, and personal loans or lines of credit for flexible financing options. These offerings are structured to meet the different financial needs and circumstances of their customers.
• Commercial Credit Products: Serving the business community, Neffs Bancorp provides an assortment of commercial credit products tailored to support the growth and operational needs of businesses. This encompasses commercial mortgages for the purchase or refinancing of business properties, term loans for significant one-off purchases or projects, and lines of credit providing accessible funds for day-to-day business operations.
• Additional Services: Beyond traditional banking and credit products, Neffs Bancorp, Inc. offers a suite of additional services aimed at enhancing banking convenience and addressing the broader financial needs of its customers. This includes remote and mobile deposit services, facilitating easy deposit of checks without visiting a branch; business checking accounts specifically designed for business operations; credit card services; merchant services to support business payment processing needs; and wealth management services for those looking to grow and manage their financial assets. The bank also provides several convenience services such as ATM access, re-order checks, coin counting, cashiers checks, direct deposit, drive-thru banking, night depository, overdraft transfer protection, safe deposit box, and wire transfer services, all aimed at making banking with Neffs Bancorp, Inc. as seamless as possible.