| Financial Services Industry | Financials Sector | Michael Rost CEO | NASDAQ (NGS) Exchange | 65373J209 CUSIP |
| US Country | 7 Employees | 27 Sep 2013 Last Dividend | 18 Nov 2009 Last Split | 29 Dec 1997 IPO Date |
Nicholas Financial, Inc., founded in 1985 and based in Clearwater, Florida, operates as a consumer finance company across the United States. The core of its business revolves around the acquisition and servicing of automobile finance installment contracts, primarily for new and used automobiles and light trucks. With a significant presence, Nicholas Financial, Inc. extends its operations through numerous branch offices strategically located in several states including Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. This broad network enables it to effectively serve a wide range of customers with its financial products and services.
Nicholas Financial specializes in the acquisition and servicing of automobile finance installment contracts. This service is targeted at individuals looking to finance the purchase of new or used automobiles and light trucks, facilitating the ownership of vehicles through manageable payment plans.
Aside from automobile financing, Nicholas Financial offers direct consumer loans, providing customers with an alternative source of funding. These loans can be utilized for a variety of personal purposes, affording clients the flexibility to meet their specific financial needs.
The company also ventures into selling consumer-finance related products. This range includes but is not limited to, warranty products, insurance for credit loss, and other ancillary products designed to protect the financial interests of its customers in relation to automobile ownership and financing.