COLB targets sustained NIM above 4% in 2026 as fee growth, loan remix and deposit repricing offset muted loan growth risks.
HWBK posts stronger first-quarter 2026 profit on a wider NIM, helped by firmer asset yields and easing funding costs.
Banco Latinoamericano de Comercio Exterior remains a Buy, with undervaluation supported by robust loan and fee business growth despite competitive margin pressure. BLX's commercial portfolio grew 13% YoY to $12B, while fee and commission income rose 24% YoY, offsetting modest NIM compression. Management guides for 13–15% commercial portfolio growth and NIM around 2.3%, with ROE expected at 14–15% and capital ratios trending toward 15–16%.
ConnectOne Bancorp remains a "Buy," supported by robust Q1 results, NIM expansion, and successful integration of the FLIC acquisition. CNOB's deposit growth and low-cost funding are fueling above-industry loan growth, with NIM expanding 12 bps to 3.39% in Q1. Credit quality is strong overall, though rent-stabilized multifamily exposure presents a watchpoint; reserves and loss-absorbing capacity remain conservative.
COLB eyes steadier 2026 earnings as margin expansion, fee growth, and loan mix shifts offset integration noise after Pacific Premier deal.