Orthocell Limited (OCC)

Overview

Masraf Al Rayan (Q.P.S.C.) is a distinguished financial institution that specializes in Islamic banking, financing, and investment activities. Founded in 2006, it has its headquarters in Doha, Qatar. The bank operates through five strategic segments: Corporate Banking, Retail Banking, Treasury and Financial Institutions, Asset Management, and International Operations. These segments collectively aim to cater to a wide spectrum of customers, including corporate entities, commercial ventures, multinational corporations, retail customers, and individual clients, adhering strictly to principles of Islamic finance.

Products and Services

Banking Accounts: Offers a variety of accounts including current, savings, investment, term deposit, and specialized kids accounts alongside various investment products. This enables customers to manage their finances effectively while adhering to Islamic banking principles.

Personal Finance Products: Provides a range of finance products such as personal, car, and home financing options. These are structured in compliance with Islamic finance laws, ensuring ethical financing solutions for individuals.

Credit and Prepaid Cards: Offers a series of Shariah-compliant credit and prepaid cards, catering to the diverse needs of customers seeking flexible spending solutions within Islamic financing parameters.

Corporate Finance and Advisory: Delivers expert corporate finance and advisory services that include capital restructuring, capital raising, mergers and acquisitions, and more, helping businesses in their transformation and growth efforts in a Shariah-compliant manner.

Financing Products: Features various financing products such as Murabaha, Ijarah, Istisna'a, Ijarah Muntahia Bittamleek, and Mudaraba, offering businesses and individuals tailored financial solutions following Islamic principles.

Cash Management Services: Provides comprehensive cash management services, including payable and receivable solutions as well as account management, facilitating better liquidity and financial efficiency for clients.

Trade Finance Products: Offers trade finance solutions including letters of guarantee, supporting clients in their trade endeavors while ensuring compliance with Islamic financing laws.

Private Banking: Delivers an array of private banking products and services, including investment planning, asset management, wealth protection, and credit management, tailored to meet the sophisticated needs of high-net-worth individuals in a Shariah-compliant framework.

Additional Services: Engages in currency exchange, profit rate swaps, financing syndication, and provides investment banking, Sukuk and debt issuance, over-the-counter risk management instruments, financing and investing, and real estate consulting services, further expanding its comprehensive suite of Islamic financial services.