Oakhurst Fixed Income Fund Institutional Shares (OHFIX)

Overview

The provided company description outlines the investment approach of a financial fund that specializes in fixed-income securities. This fund primarily focuses on investment-grade fixed income securities, indicating a lower risk strategy since these are rated in the highest credit categories by reputable rating agencies. However, it also leaves room for investment in higher-risk, non-investment grade fixed income securities, known as "junk bonds" or "high yield securities," to potentially enhance returns. The strategy is characterized by a diversification approach that balances the majority of its investments in lower-risk assets while allocating a smaller proportion to higher-risk assets.

Products and Services

• Investment Grade Fixed-Income Securities

This refers to the fund’s core investments, which make up at least 80% of its net assets. These securities are considered low risk as they are rated in the four highest credit categories (AAA, AA, A, BBB, or an equivalent rating) by nationally recognized rating agencies or are deemed of comparable quality by the Sub-Adviser. Investment in these securities aims to provide stable and reliable returns over time, suitable for risk-averse investors seeking steady income.

• Non-Investment Grade Fixed Income Securities (Junk Bonds/High Yield Securities)

Up to 20% of the fund's net assets may be allocated to these higher-risk fixed income securities. Despite their lower credit quality and higher risk of default compared to investment-grade securities, junk bonds or high yield securities offer the potential for higher returns. This portion of the fund's portfolio is aimed at investors willing to accept increased risk for the possibility of greater income or capital gains.